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There are many choices that you may need to make when you are eligible for workers’ compensation benefits. The workers’ compensation lawyers in Riverside at Heiting & Irwin can give you advice and help with all aspects of your case.
One of the key decisions that you may need to make if you are permanently affected by the injury(ies) is whether to propose a settlement. There are pros and cons to either approach. The choice that you make is crucial because it will affect your financial future.
Schedule a free initial consultation with the workers’ compensation attorney specialist at Heiting & Irwin to learn more about your legal rights by calling us at 951-682-6400. You should consider contacting a lawyer at the outset of your workers’ compensation case.
Richard Irwin is a workers’ compensation specialist, which means that he has completed all requirements and has the experience required by the State of California for such a designation. Very few attorneys who appear before judges at the Workers’ Compensation Appeals Board attain this status, yet they typically ask for the same attorney fee as Mr. Irwin.
If you were injured on the job, and you are permanently disabled as a result, you may be entitled to continuing workers’ compensation benefits. You will be faced with a choice about how you want to approach the case regarding benefits that may be available. You could elect to receive benefits upfront in one lump (sometimes reduced) sum as part of a workers’ compensation settlement. You could also opt to receive your benefits on a (sometimes unlimited) weekly basis and have your medical care paid for (lifetime!) as you need it. What you decide depends on your own situation and what works best for you.
When you reach a settlement, you may get all of your money at one time. You may have an immediate need for your money, or you may not want to deal with the administrative hassle of continuing workers’ compensation benefits. When you agree to a workers’ compensation settlement, there is finality to your claim.
Depending on the amount of the settlement, and how it is paid out, you may need to be prepared to manage your money prudently. You do not want to run out of money when you need it in the future. You may also want to structure your workers’ compensation settlement which would make payments to you at fixed points of time in the future. Heiting & Irwin can counsel you and help you with your decisions and your direction.
If you choose to negotiate a workers’ compensation settlement, you will be comforted to know your workers’ compensation lawyer will negotiate with the insurance company on your behalf to get you the best possible settlement. On your own, you may not know the full value of your claim, or the effects of certain agreements, entitlements or consequences.
Receiving your lost wages benefits on a weekly basis means a steady stream of income. Medical bills would be covered as care becomes necessary. Weekly benefits may result in more money for you because you might need to take a discount on the value of your claim in exchange for getting money upfront.
There are also some drawbacks to weekly workers’ compensation checks. When it comes to your medical care, you would not have certainty about whether the insurance company would actually cover the costs. They may dispute your individual treatments, while you get to decide what to pay for when you receive a lump-sum settlement. Nonetheless, you may not know the full extent of your medical care needs in the future, and it may be best to keep the claim open.
If you have been injured on the job, seek legal help from a Riverside workers’ compensation lawyer at Heiting & Irwin today. It can only help to learn more about the legal rules that apply to your claim. You can schedule a free initial consultation with one of our workers’ compensation lawyers by calling us today at 951-682-6400.
